Hey there! Welcome to my website!
I’m Kar Yung Tom (KYT), and I’m passionate about simplifying Canadian finance and investing. My background as a strategy game enthusiast (including competitive chess and Magic: The Gathering) and software engineer from McGill University has shaped my analytical approach to financial topics.
I channel this expertise into my YouTube channel, Kar Yung Tom – Finance Simplified, where I break down complex financial concepts for fellow Canadians. You’ll also find well-researched articles and a comprehensive Investing for Beginners Cheatsheet here on the site.
My goal is to help you navigate the world of personal finance and investing with confidence, using data-driven strategies and clear explanations. Whether you’re just starting out or looking to optimize your investment approach, I’m here to provide insights and practical advice.
I’m always excited to learn new financial strategies and share insights with fellow enthusiasts. Let’s grow our knowledge and wealth together!
Investing for Beginners Cheatsheet
Get started on the right foot with my comprehensive guide to investing basics. Distilled from expert advice and academic research, this cheatsheet is your roadmap to smart, long-term investing.
Access the CheatsheetLatest YouTube Videos
Compound Interest Explained: From Savings Accounts to Stocks and ETFs
Covered Calls Explained: A Beginner's Guide | HYLD, TSLY
How I Handle Red Days: Investing in XEQT and VFV
HEQT vs XEQT vs VEQT: A Deep Dive into Global X's All-in-One ETF
FEQT vs XEQT vs VEQT: A Deep Dive into Fidelity's All-in-One ETF
Mutual Funds vs. ETFs: Why Lower Fees Matter for Beginners